Insurance and Life Insurance in Sturgeon Bay, Sister Bay, Algoma WI, and Surrounding Areas

Posted on: November 17th, 2017

Stoneman Schopf can help you with personal or commercial insurance in Algoma, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay. They are a reputable and recommended insurance agency serving the communities and businesses of Algoma, Egg Harbor WI, Fish Creek WI, Sister Bay and Sturgeon Bay.

Insurance is basically a form of risk management. In exchange for a monthly premium, the insurance company will compensate you for losses resulting from unfortunate circumstances.  Insurance is not about winning or making money, but rather about not losing everything you have worked so hard for. That is why it is better to have insurance and not need it, than not have it and then need it.

There are two main groups of insurance – personal insurance and commercial insurance. Personal insurance includes things like property insurance, health insurance, car insurance, life insurance, disability insurance and liability insurance. Liability insurance is normally included in auto and insurance and home insurance.

Business insurance, also referred to as commercial insurance, covers you for specified risks to your business operations. Business coverage can include property insurance, workmen’s compensation, loss of income, liability coverage, commercial auto, group health, indemnity insurance and more. There are also various speciality packages such as builder’s insurance, contractor’s insurance, transporters insurance, restaurant insurance, farm insurance and so on.

Insurance does not cover all events and there are limits on pay-outs. You need to be aware of what is covered and what is not covered. The team at Stoneman Schopf will ensure there are no big or dangerous gaps on your coverage. For example, you don’t want home insurance and not have flood coverage. They will custom tailor the right personal or commercial insurance for your needs and your budget.

Insurance, like Life Insurance in Sturgeon Bay, Sister Bay, and Algoma WII. Offering Health Insurance, Auto Insurance, Homeowners Insurance, Property Insurance in Wisconsin.

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Offices in Sturgeon Bay. Serving Door, Kewaunee and Brown Counties.