Stoneman Schopf is a recommended agency for car insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay and Sturgeon Bay. They are independent local agency and they understand the risks you face and can help protect your financial interests with custom insurance products, including auto and car insurance.

Car insurance has several components.  The first component is liability cover. If you own a car liability insurance is compulsory. The law requires you to be able to compensate other for injuries or damages caused by your negligent of reckless driving. Since liability claims can run into millions some form of Personal Umbrella Protection is a good idea.

Another important component of car insurance is collision coverage. Collision insurance will pay for the damages to your vehicle pursuant to a road accident. If your car is written off this insurance will help you buy a replacement vehicle.

Another important component of car is comprehensive coverage. This will cover you for car damage or loss due to events such as auto theft, vandalism and storms. Comprehensive insurance covers events other than a road accident.

You also need to consider things such as multiple drivers, multiple vehicles and of course the cost of your auto insurance. Your auto insurance can extend to other vehicles such as motorcycles, classic vehicles, off-road vehicles, boats and watercraft.

You could get could cost reductions if the form mature diver discount, good driver record, claim free discounts, multiple policy discounts and so on. There are several things you can bring to the table that will help you qualify for cheaper car insurance.

The team at Stoneman Schopf can assist you with best value car insurance in in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay.

Do you run a business? Then, you should know that simply thinking of new strategies for the growth and development of your business will not be enough for your business to take it to new heights of success. You have to ensure that your business capital is not spent on unnecessary things and your employees, as well as your infrastructure, is safe and secure against all threats. One of the best ways you can ensure this by opting for an insurance coverage for your business. We, at the Stoneman-Schopf, can provide you with a high-quality business insurance coverage. Regardless of the industry you are in, we can offer you a general liability, professional liability, property coverage, workers’ compensation, and so on. So, if you belong to areas like Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, you can rely on us.

Here, we have put together a few ways in which a business insurance can help. Take a look.

1. Natural Disasters

First of all, if you have insurance, you can protect your business from sudden emergencies such as natural calamities. If there is a fire, earthquake, or flood, your commercial building can be destroyed along with other important business machines, equipment, furniture, and important files and documents. All this can be covered by a commercial insurance.

2. Liability Payments

Next, if someone else gets injured in your office premises, you will have to pay for their medical bills. IF you have commercial insurance, you can save these liability payments too.

3. Thefts & Burglaries

Lastly and most importantly, your office premises might face a theft or burglary and confidential information, files, expensive machines, or products may also be stolen. This can be effectively covered if you have insurance.

So, what are you thinking? Quickly call us at 800-371-6565 to avail our business insurance today.

The only protection that you can give yourself and your belongings against the uncertainty of life is the right insurance. If you get covered by the right insurance, then you will be protected from the monetary respect at least. So, you should insure all aspects of your life beforehand. We, at Stoneman-Schopf Agency, bring you a wide variety of insurances that is definitely going to help you. Right from auto insurance to home and business insurance, we are known for our high-quality coverage at the right prices. So, if you are from areas like Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, you can rely on our insurance products and services.

Are you still wondering whether insurance can be the right solution for you? Then, here we have a few reasons that will convince you better. Take a look.

ü  Emergency Expenses

First of all, insurance provides you with a monetary protection when you are facing an emergency. Car breakdown repairs or increased medical bills during major car accidents can be too heavy for the pockets. If you have insurance, you can save this huge expense.

ü  Liability Payments

Sometimes, you have to make payments for others if they get injured in your car or home. These are known as liability payments. If you want to save such unnecessary expenses, then insurance can be a great option.

ü  Peace of Mind

Lastly, you will enjoy more peace of mind if you have an insurance coverage for every aspect of your life, right from home to business. No matter what you face, starting with the natural calamities to criminal offenses, you and your belongings will be saved by the insurance policy.

So, what are you waiting for? If you think these are the correct reasons for getting an insurance and want to opt for our policies, quickly contact us today.

Are you purchasing a new personal automobile? Whether you are investing in a car, boat, or a motorcycle, you should first think about protecting it efficiently against the risks and damages it will be subjected to on the road. You should realize that accidents have become extremely rampant nowadays. And car repairs or part replacements have become very expensive. Accidents will also lead to medical bills which have to be borne from your own pocket. Moreover, if someone gets injured in your vehicle, then you will also have to pay liability payments in terms of their medical costs. If you want to avoid such unnecessary financial burdens, you should resort to the right insurance agency and buy a comprehensive auto insurance policy. We, at The Stoneman- Schopf Agency, can be the right choice for you. We are one of the leading resources of high-quality insurance coverage for home, business, and automobiles along with life and health insurance. So, we can provide your personal vehicles with a complete protection at highly reasonable rates. If you are based in areas like Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, and Sturgeon Bay, then you can rely on us.

Here, we have enlisted two crucial questions you must ask an auto insurance provider. Take a look.

1. Are you an independent insurance agency?

Independent insurance agencies can provide you with more carrier options so that you can choose the insurance which meets your needs and also fits your budget. Therefore, this question will help you make the correct choice for the auto insurance company.

2. How much do you charge for the monthly premiums?

Secondly, you should ask the company about their monthly premiums because you will have to check if you are getting the maximum coverage at the lowest rates. This will help you compare the rate in the market and take a well-informed decision in the end.

Apart from this, you should ask the company about the kind of coverage they are offering. So, if you want to purchase our automobile insurance, then you should contact us today.

Do you ever wonder about the uncertainty that is called life? Nothing has a guarantee. And you cannot expect anything to go according to your plan. On top of that, life exposes you to several kinds of dangerous risks and damages which you must learn to combat. That is why the only solution that you have is to invest in the quality insurance coverage for several aspects of your life. We, at The Stoneman- Schopf Agency, are a locally owned and operated, full-service insurance agency which is committed to fulfilling the insurance needs of a number of people. Right from auto insurance to commercial insurance, we cover all the crucial aspects of your life, We are also an independent insurance agency which means we can offer you several carrier options to choose from according to your needs and budget. So, if you live in and around areas like Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, then you can resort to us without any hesitation.

Here, we have put together a few kinds of insurance policies that will benefit you. Take a look.

• Home Insurance

First of all, you should protect your homes from several risks and damages such as natural calamities like flood and fire, or criminal activities like theft, burglary, and vandalism. You should know that your home is made with your hard earned money and should not go in vain.

• Auto Insurance

The next protection is needed by your automobiles like cars, boats, or motorcycles. Repair costs of automobiles have become incredibly high. Moreover, road accidents have also become rampant which subjects you to medical bills and liability payments. All this can be effectively covered by insurance.

Apart from this, you should also protect your commercial business, if any. Now if you are interested in purchasing our insurance policies, you should get in touch with us now.

Stoneman Schopf is an accredited insurance agency and can help you with health insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay. When you have health issues you don’t want to worry about the financial costs.  Health Insurance options include major medical, disability cover, health savings account, Medicare supplements, Medicare advantage plans, Medicare prescription drug plans and long-term care.

Major medical covers more than basic health insurance and provides benefits for a wide range of inpatient and outpatient services. Major medical can also protect you from uninsured tax penalties. Major medical covers doctor consultations, hospital visits and outpatient services. The system function on a system of deductibles and co-payments. There is also a cap on your co-payments or the amount you need to pay out of your own pocket.

A health savings account is associated with high-deductible health plans and offers tax benefits. Disability cover will provide you with an income should you become disabled and unable to work. Medicare supplements help fill gaps in the original Medicare. Medicare Advantage plans offer the same benefits as the original Medicare with additional benefits. Medicare is available to senior citizens. Long-term care will cover costs such as nursing homes, assisted living expenses and in-home care. These types of costs are not covered by Medicare.

Closely related to health insurance is life insurance. Generally life insurance will pay out to beneficiaries when you die. You also get hybrid life insurance plans that let you draw money once the policy has reached a certain maturity.

Health insurance is a complicated field and it makes sense to get professional help and advice. Stoneman Schopf is an independent agency and they can help you with right health insurance, disability income protection as well as life insurance.

Stoneman Schopf can help you with the right business insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay.  They are an independent agency and they know where to find the best commercial insurance for your business.

Business insurance is also referred to a commercial insurance. Whether you call it business insurance or commercial insurance does not really matter. What is important is to understand the business insurance is an important risk management tool. It is one of the few products you will buy that hope to never use or need.

As business owner you have many risks.  There are things that can happen that can cost you a lot of money or even put you out of business. Business insurance protects your financial interested when certain unwanted things happen.  For example your delivery vehicle might be involved in a road accident.  That could amount to loss of your vehicle, loss of goods in transit and even worse – possible 3^rd party claims. Commercial auto insurance and liability cover will protect you.

Fire is another common risk that all business owners face. A fire can destroy your property and disrupt your business. Not only will you suffer loss of property, you could suffer loss of income. Commercial property insurance and business interruption insurance will cover your losses.

There are countless risks that range from accident to malicious acts, from natural disasters to man-made disasters. Commercial insurance is a cost-effective way to cover many of your real risks.  You might start out with a business owners policy that combines property insurance and liability cover. You may wan to add loss of income.

There are many other types of business insurance including workmen’s compensation, professional indemnity, malpractice insurance, commercial auto insurance, commercial flood insurance and more. The team at Stoneman Schopf can craft the right business insurance for your risk profile.

All of us should be positive at all times but having said that, one should also not forget that death is unavoidable. And when you die, you die alone. But it is your family and loved ones who suffer. Apart from the tremendous emotional loss, it is also a huge financial burden that comes upon their shoulder. The only thing that can protect your loved ones from a financial crisis after your death is life insurance. Therefore, you should invest in the right insurance coverage from a reputed and experienced company. We, at Stoneman Schopf Agency, can be an ideal choice for you. We bring you amazing life insurance options such as universal life, term life, whole life, fixed annuities, and so on so that you can protect your near and dear ones from a long list of financial hardships. So, if you live in and around Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, you can resort to us without any hesitation.

Are you still thinking whether you should opt for life insurance or not? Then, here are certain incredible ways in which life insurance can prove to be extremely useful. Take a look.

• Funeral Expenses

No matter how simple a funeral your family arranges for you, you should realize that every little expense is a lot right now given that your family is already burdened with the loss of regular income from one member. Therefore, try to ease some of the burdens from their shoulders by paying for your own funeral with the help of insurance.

• Daily Household Costs

There are several things that one needs in the household. Day to day expenses is constantly increasing. If you have the life insurance coverage, you can meet these daily expenses for them despite not being physically present.

• Future Expenses

You can cover the future expenses of your family like sudden emergencies or higher study plans and marriages of your children with a comprehensive life insurance plan.

So, what are you waiting for? Call us at 800-371-6565 today and purchase our life insurance plans.