Stoneman Schopf can help you with the right business insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay.  They are an independent agency and they know where to find the best commercial insurance for your business.

Business insurance is also referred to a commercial insurance. Whether you call it business insurance or commercial insurance does not really matter. What is important is to understand the business insurance is an important risk management tool. It is one of the few products you will buy that hope to never use or need.

As business owner you have many risks.  There are things that can happen that can cost you a lot of money or even put you out of business. Business insurance protects your financial interested when certain unwanted things happen.  For example your delivery vehicle might be involved in a road accident.  That could amount to loss of your vehicle, loss of goods in transit and even worse – possible 3^rd party claims. Commercial auto insurance and liability cover will protect you.

Fire is another common risk that all business owners face. A fire can destroy your property and disrupt your business. Not only will you suffer loss of property, you could suffer loss of income. Commercial property insurance and business interruption insurance will cover your losses.

There are countless risks that range from accident to malicious acts, from natural disasters to man-made disasters. Commercial insurance is a cost-effective way to cover many of your real risks.  You might start out with a business owners policy that combines property insurance and liability cover. You may wan to add loss of income.

There are many other types of business insurance including workmen’s compensation, professional indemnity, malpractice insurance, commercial auto insurance, commercial flood insurance and more. The team at Stoneman Schopf can craft the right business insurance for your risk profile.

All of us should be positive at all times but having said that, one should also not forget that death is unavoidable. And when you die, you die alone. But it is your family and loved ones who suffer. Apart from the tremendous emotional loss, it is also a huge financial burden that comes upon their shoulder. The only thing that can protect your loved ones from a financial crisis after your death is life insurance. Therefore, you should invest in the right insurance coverage from a reputed and experienced company. We, at Stoneman Schopf Agency, can be an ideal choice for you. We bring you amazing life insurance options such as universal life, term life, whole life, fixed annuities, and so on so that you can protect your near and dear ones from a long list of financial hardships. So, if you live in and around Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, you can resort to us without any hesitation.

Are you still thinking whether you should opt for life insurance or not? Then, here are certain incredible ways in which life insurance can prove to be extremely useful. Take a look.

• Funeral Expenses

No matter how simple a funeral your family arranges for you, you should realize that every little expense is a lot right now given that your family is already burdened with the loss of regular income from one member. Therefore, try to ease some of the burdens from their shoulders by paying for your own funeral with the help of insurance.

• Daily Household Costs

There are several things that one needs in the household. Day to day expenses is constantly increasing. If you have the life insurance coverage, you can meet these daily expenses for them despite not being physically present.

• Future Expenses

You can cover the future expenses of your family like sudden emergencies or higher study plans and marriages of your children with a comprehensive life insurance plan.

So, what are you waiting for? Call us at 800-371-6565 today and purchase our life insurance plans.

Regardless of whether you own a single vehicle or more than that, you should invest in auto insurance. Accidents have become immensely common nowadays and medical treatments are increasingly expensive. In order to meet these costs, you need a comprehensive insurance coverage. And if someone gets injured in your car, you will be subjected to further liability payments. Moreover, vehicles need time to time maintenance and repair which need to be covered too. So, insurance coverage is a necessity. We, at Stoneman Schopf Agency, can provide you with complete protection against all kinds of risks on the road with our motorcycle, RV, SR-22, and car insurance plans. We also offer good student discounts, mature driver discounts, and claim free discounts for those who never had an accident. So, if you belong to areas including Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, or Sturgeon Bay, you should come to us immediately.

Are you wondering how to choose the right company for your car or motorcycle insurance? Then, here are a few tips for you. Take a look.

1. Pay Attention to the Coverage

First of all, you should focus on the coverage plan. Read it carefully and try to check if they are ensuring maximum protection for everything. Right from medical payments to liability coverage, an ideal policy should protect you from all kinds of risks.

2. Check the Company Background

The quality of insurance coverage you get for your vehicles will depend on the company you have chosen for this purpose. You should make sure that the company has been in this field for long and enjoys a good standing in the market. Such companies can be trusted for your insurance needs.

3. Compare the Premium Rates

Lastly, you should take approximate premium quotes from companies and compare them so that you can get the optimum protection at the lowest costs.

So, these were a few things you can do to choose the right company for your auto insurance. And if you think we can be the right choice for you, then you should get in touch with us today.

Stoneman Schopf is an accredited and recommended insurance agent serving Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay and Sturgeon Bay. They can help you with best value commercial and personal insurance products and solutions. When it comes to insurance you need advice on the right coverage’s that will best offer you financial protection when things go south. You also need the best coverage at the right price. That is exactly what you get when you deal with Stoneman Schopf. They are an independent insurance agency and they work for you and not the insurance carrier.

Insurance is a risk management tool. In life we all face an array of risks. Life is unpredictable, and you don’t always know when an accident will happen, or the next storm will strike. You can’t always prevent unfortunate events, but you can plan and prepare for them. Insurance should be part of that planning and preparation. Insurance will cover you when the next accident happens or the next storm strikes, or a disaster takes place. You just need the right insurance.

There are two broad categories of insurance namely personal insurance and commercial insurance. On the personal insurance side, you get coverage’s for property, contents, vehicles, liabilities, medical expenses, health, disabilities and life. On the commercial side you get coverages for property, equipment, liabilities, vehicles, business interruption, worker claims and more.

Whether you need commercial insurance or residential insurance or both, it is important to know and understand what is covers, what is excluded and what the co-payments and limitations are. You don’t want risky gaps in your coverage, such as home insurance without flood insurance. You also don’t want to pay more for insurance than you need to. When you deal with a professional agent such as Stoneman Schopf, you will get the right coverage at the right price.

Stoneman Schopf can help you with health insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay. They are independent agents and they know where to find the best health insurance for you and your family. They can help you with health insurance whether you are an individual, a family, a senior or a company looking for group health insurance plans.

There are different ways to obtain health insurance and some of that depends on your age and your employment. If you are a senior you can qualify for Medicare and related supplement. If you work for a company that offers group medical aid, then you can get health insurance through your employer. Otherwise you need to get health insurance in the open market. This type of open market is also call an Exchange.

The type of health insurance available through the exchange is targeted at people who

• Don’t have insurance
• Aren’t insured by their employer
• Don’t have Medicare
• Aren’t included in their spouse’s employer insurance
• Have pre-existing conditions and may have had trouble getting insurance before
• Have private insurance but want to look at other options
• Own a small business

Health insurance plans on the Exchange are sold by private companies or co-ops. They offer four types of coverage: bronze, silver, gold, and platinum. These plans offer similar benefits, but costs can vary. Your insurance agent can help you find the best plans for your needs.

Stoneman Schopf can help you with affordable health insurance that includes

• Major Medical
• Disability Income Protection
• Health Savings Accounts
• Medicare Supplements & Medicare Advantage Plans
• Medicare Prescription Drug Plans
• Catastrophic plans
• Long Term Care

Health insurance is a complicated field and it is best to get professional help and advice from youyr insurance agent.

If you are aware of the uncertainty of life, then you would always want to protect your loved ones against the odds of life in your absence. That is why more and more people are choosing to buy life insurance policies. We, at The Stoneman Schopf Agency, are a locally owned and operated full-service insurance company serving in areas like Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, and Sturgeon Bay. Whether you are looking to protect your home, business, vehicles, health, or life, we are there for you. So, when it comes to quality life insurance, we can be your right choice.

Are you still not convinced why you should choose our life insurance policies? Then, you must take a look at the following reasons which will help you make the right choice.

• Wide Range of Options

We have a positive attitude towards life and with this positive attitude, we want you to be protected when life throws you out of balance all of a sudden. We don’t want your family to struggle financially or go through any kind of hardship in such trial times when they would already be enduring a lot mentally. Therefore, we bring you a wide range of life insurance options including-

• Whole Life
• Term Life
• Universal Life
• Fixed Annuities, and so on.

So, no matter if it is a treatment for health issue, a support for a loved one’s disability, or any kind of future dreams, you can fulfill them with this kind of a coverage.

• Free Estimates

We understand the importance of money and hence, always try to help our clients find the right kind of coverage plan that will be feasible for their pockets. Hence, we also allow free estimates for your life insurance policies so that you can take a decision wisely.

So, what are you waiting for? Quickly give us a call at 800-371-6565 now.