Stoneman Schopf can help you with the right business insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay. They are an independent agency and they know where to find the best commercial insurance for your business.
Business insurance is also referred to a commercial insurance. Whether you call it business insurance or commercial insurance does not really matter. What is important is to understand the business insurance is an important risk management tool. It is one of the few products you will buy that hope to never use or need.
As business owner you have many risks. There are things that can happen that can cost you a lot of money or even put you out of business. Business insurance protects your financial interested when certain unwanted things happen. For example your delivery vehicle might be involved in a road accident. That could amount to loss of your vehicle, loss of goods in transit and even worse – possible 3rd party claims. Commercial auto insurance and liability cover will protect you.
Fire is another common risk that all business owners face. A fire can destroy your property and disrupt your business. Not only will you suffer loss of property, you could suffer loss of income. Commercial property insurance and business interruption insurance will cover your losses.
There are countless risks that range from accident to malicious acts, from natural disasters to man-made disasters. Commercial insurance is a cost-effective way to cover many of your real risks. You might start out with a business owners policy that combines property insurance and liability cover. You may wan to add loss of income.
There are many other types of business insurance including workmen’s compensation, professional indemnity, malpractice insurance, commercial auto insurance, commercial flood insurance and more. The team at Stoneman Schopf can craft the right business insurance for your risk profile.