As a small business owner, you have a lot on your plate and dealing with matters such as business insurance can be complicated and time consuming. Stoneman Schopf can help you with business insurance in Egg Harbor WI or Sister Bay. They are independent agents and local agents. That means they understand the risks local business owners face. They also have access to multiple carriers and insurance companies and they can find the best commercial insurance policies for you. An important factor is that they work for you and not the insurance company. That means they bat for you and put your interests first.
Every business, large or small needs commercial insurance. However, business insurance comes in different packages and flavors and it can be confusing for a small business owner to know and understand all the conditions and which options are best. You can start with a small business owner’s policy (BOP) which is designed to address some common risks under one policy. These include property damage, liabilities and business interruption. However, there are many things that are not included under a BOP, such as commercial auto and workers’ compensation.
Apart from common risks you also need to consider the special requirements of your specific sector or industry. For example. a restaurant has different requirements to that of a builder. A medical professional has different requirements to that of landscaper. When you consider all the options, details and fine print, you understand why it is a good idea to leave your commercial insurance requirements in the hands of professionals.
Whether you need a BOP, garage insurance, restaurant insurance, transporters insurance, landscaper’s insurance, builder’s insurance, retail insurance, marine insurance or some other business insurance, a professional agent such as Stoneman Schopf can craft the right commercial insurance for you.