Home insurance that is right for you and your risks
Your home is probably one of your biggest investments if not the biggest. It is important to protect this investment as there are many risks and dangers that can result in substantial loss. Home insurance is the most basic, affordable and sensible way to protect your financial interest and investment in your property. Stoneman Schopf specializes in homeowners insurance and they have helped many property owners in Algoma, Door County, Egg Harbor, Fish Creek, Sister Bay and Sturgeon Bay, WI with affordable and reliable home insurance.
Your homeowners insurance should protect you in the event of common risks such as fire, theft, liability claims, water damage, storm damage, civil unrest and more. Apart from covering your buildings and structures your home insurance should also cover your valuables, equipment and possessions.
When it comes to home insurance you also need to be sure that you are covered for the replacement value of your home and possessions. An independent and recommended agent such as Stoneman Schopf can help you with the right home insurance for your family home, townhouse, apartment, condominium or mobile home.
Homeowners insurance does not automatically cover all possessions and all risks. It is important to know what items and risks are covered and for what amount. For example most home insurance wont cover you for flood damage. You will most likely need separate insurance for that. Certain valuables such as artwork and jewelry may also need to be specified separately.
When taking out home insurance you should also enquire about possible discounts and specials such as new home discounts and multiple policy discounts. So whether you have free standing home, a vacant home, a condo or a townhouse, be sure to get the right homeowners insurance for your needs and your risks.