Stoneman Schopf can help you with the right health insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay. They offer various coverages including major medical, disability insurance, Medicare options, long term care and health insurance savings accounts. Medical costs only go one way and that is up. Finding affordable health insurance is more important than ever. Stoneman Schopf is a recommended source for affordable health insurance in Door County.
Major medical is an important category of health insurance. It is designed to help pay for hospital, surgical and specified medical expenses. The Affordable Care Act defines certain requirement that every major medical plan must meet. All major medical plans must be ACA compliant. Some requirements include guaranteed coverage, rate restrictions and 10 essential health benefits.
Another essential category of health insurance is disability income protection. Life is often unpredictable and an accident or a serious illness can affect your ability to work and earn an income. Disability insurance is a salary protection plan that will pay you a monthly income when you are no longer able to work because of a disability.
Medicare is a federal health insurance program for seniors and younger people with disabilities. Important components of Medicare include hospital coverage, medical expenses and prescription drugs. You also get Medicare supplements and advantage plans.
Long term care covers things such as nursing homes and assisted living. Most people don’t have long term care insurance and that is a problem as many people now live longer. As you get older the chances that you will need long term care increase substantially. Long term care is not covered by Medicare or normal health insurance.
Health insurance is a complicated subject and that is why it makes sense to consult with experts in the field. Stoneman Schopf are health insurance experts and can help you with the right coverages in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay or Sturgeon Bay.