Homeowners and Property Insurance In and around Algoma, Door County, Egg Harbor, Fish Creek, Sister Bay, and Sturgeon Bay, WI
Purchasing a home is one of the most important investments you will make in your lifetime. But owning a home also comes with a lot of risks. At The Stoneman-Schopf Agency, we help you find the right homeowner’s insurance coverage that keeps you, your loved ones, and your personal property protected.
We provide homeowners insurance coverage options that include:
- Rental property
- Condos / Townhomes
- Mobile Homes
- Vacant Homes
- Homes under construction
- Fire Policies
- Personal Umbrellas
- Jewelry, artwork, etc
- Multi Policy Discounts are available
Insurance for Homes and Condos
No matter if you live in a townhome or condominium, your dwelling place needs to be protected with a shield of quality insurance coverage. In fact, most lenders require you to have basic home insurance coverage before granting loans. While home insurance typically covers your home and surrounding property, condo insurance covers your unit and personal belongings. Common areas in condominiums are typically covered under the commercial insurance of the owner, making condo insurance affordable, simple, and obtainable for all condo owners.
At The Stoneman-Schopf Agency, our agents provide you with the education you need to make informed decisions when it comes to deciding on the right home or condo insurance coverage. With multi-policy discounts available, we protect your best interests at a rate that’s affordable to you.
While renter’s insurance offers you similar benefits of homeowner’s insurance, renter’s insurance does not include coverage for the structure or the dwelling place where you reside. For issues with the structure of your dwelling, the owner or property management company of your rental property is responsible for repairs.
We help you assess all of the risks that you face and offer you a variety of renter’s insurance options that limit your risks and keep you covered when it comes to property damage and liability.
Personal Property and Flood Coverage
Disasters can happen in an instant. A flood or storm can damage your home, or an unexpected theft can leave you devastated mentally and financially. Having good home insurance coverage can keep your personal property protected and keep you covered in the event of unexpected circumstances such as thefts or floods.
At The Stoneman-Schopf Agency, we know how overwhelming it is when your home has been hit by a disaster or theft. That is why we work with you and your budget to provide you the coverage you need for those unexpected moments. While your belongings cannot be replaced, personal property insurance can supplement the money lost on your precious heirlooms and alleviate the financial burden that calamities leave behind.