Although every homeowner has heard about homeowners insurance, many choose to ignore that aspect. Unfortunately, ignoring insurance is as good as leaving your house open for intruders and sudden accidents. When it is about safety, you can never know what kind of misfortune may befall you or your home. That is why, you must invest in homeowners insurance. Not only can you avoid the pressure of paying off a massive financial bill all at once but also claim money for valuable items around the house that might have been affected during a tragedy. So, if you want to take a step forward to becoming a responsible homeowner, then we, at Stoneman-Schopf Agency, can be of service to you. If you do not know what kind of insurance you need, then we can walk you through the process. Right from the very beginning, we take care to consider our clients’ specific situations and budgets before suggesting them a plan. So, if you are on the lookout for a reputed and trusted source of insurance in Algoma, Door County, Egg Harbor WI, Fish Creek WI, Sister Bay, Sturgeon Bay or the nearby areas, then we can be the right choice.
Here are two questions you need to ask before settling on an insurance plan. Take a look.
- Which company can offer the best insurance plans?
When you buy insurance, it’s best to shop around first. This way, you can shortlist and compare the best companies and their policies before deciding on any of them. Make sure you consider different aspects like limits, deductibles, policy exclusions and coverage before you go through with it.
- What is the company’s claim data like?
Next, check the company’s claim data to know if they are actually reliable or not. In this regard, their financial standing should be excellent as well. The claim ratio along with the actual claim settlement ratio will give you an idea of the efficiency and credibility of the insurance company.
If you need assistance in buying insurance, then call us today and we’ll handle the rest.