Home insurance features and options
Your home is often your most valuable asset so its stands to reason that you want the best possible cover to protect your investment and your way of life. Stoneman Schopf offers best value home insurance in Algoma, Door County, Egg Harbor, Fish Creek, Sister Bay, Sturgeon Bay and WI.
Your homeowners insurance should have the features you need to protect your buildings and your content. Features such as unlimited building cover and sufficient cover for content so that you will be able to replace damaged structures and fixtures as well as covered possessions.
Home insurance can also provide for optional extras such as alternative accommodation, equipment cover, cover for garden contents, as well as cover for certain computer files, freezer contents and so on. You can also get content cover away from home for items and valuables you take with you. You can even get home emergency insurance that will cover you for specified emergencies.
When it comes to cover for your buildings you want homeowners insurance that will guarantee home repairs within a certain time frame. You also want your home insurance to cover permanent fixtures such as cupboards, wardrobes, baths, pipes, showers, lights, windows, doors, locks and so on.
Another important aspect of your home insurance is liability cover in the event of accidents or mishaps. Liability claims can run into millions and you don’t want to face an expensive liability suit without proper liability insurance.
It is also important to know what risks are not covered by your homeowners insurance. For example are you covered for natural flood damage or some other natural disaster such as an earthquake, sinkhole or mudslide? It is important to discuss these things with your agent so you have a proper understanding about what is and is not covered by your home insurance policy.